From what I've heard and seen over the net, there is at present no insurance
company offering liability insurance to bartenders. I have seen enquiries from
insurance companies as to if there was any significant interest in the area.
From memory there was a note posted by a company in this forum about 6 - 8
months ago. I tried to look back but it takes a while to download back that
far.
I'd say that in the next year or two there'll be at least one major insurer
coming out with such a service, it really depends on how many people
(bartenders) are being dragged through the courts/ fined etc. From what I
understand, it's still a very low figure, although, once the drunks catch on
that there might be money to be made out of their self inficted damage, maybe
we should be keeping a good lawers number handy anyway...
You'll be OK
Jay